I was finally able to get the check for my insurance claim last Friday. Since I filed it last October, it took only some 5 months for it to be processed and released. I do not know if that was a short or a long time as I have no idea how these things go. But I was told by Pag-ibig that I was among the first 50 claimants to be paid. Now, they still have more than 800 claims still pending, and more are coming in. I guess they lifted the 30-day deadline that they first imposed.

Anyway, now that I have the check, we are seriously thinking of how much we will spend to have the house repaired. We may be throwing good money after bad. But it seems that life is back to normal in Dela Costa so we may really use all the money for the house again. The dream is still on for me, I just have to convince my husband!

Read More......

My insurance claim for the dream house was finally approved. After the visit from the adjuster last November, the check from insurance for Allied Perils was released to Pag-Ibig this January. From the Pag-Ibig billing and collection office, to the adjuster, to the insurance and finally to Pag-ibig again, I had no problems following up the status of my claim. It seems these people really know what they are doing and were even eager to help out the victims of Ondoy. One even gave me her personal cell phone number so I can just text her to follow-up. And the amount was just 13% lower than our estimated expenses for repairs.

Unfortunately, I am still waiting for the funds to be released. I was told by Pag-ibig that the usual procedure is that they apply the insurance proceeds to the unpaid principal loan. But in this case, since I pay my dues on time and was even given good-payor rebates, I can request that the monies be released to me. I wrote a letter requesting such, per their advise last Monday and was told today that bosses had a meeting yesterday on how they would release the funds. Whether they will release at all, or in partial payments, I have yet to hear from them today. I still have 6 hours to wait anyway.

You see, other than clean out the mud from the house last November, we have not started any repairs yet. Oh, my husband had an electrician take out the breakers but we have not returned to do anything yet. I just hope that Pag-Ibig has a good news for me today.

Read More......

I just realized that if were to be successful in achieving my dream of building my dream house, I have to have another permanent source of income. Our combined household salary is just enough for our current expenses and at the rate we are saving money, it may take forever before we can re-build this house again. But what business can I put up?

I am seriously thinking of an online, used bookstore. I love reading and I do love selling stuff online. I had some success way back with selling our old car and some other stuff online so I can say that I have some sort of experience. I also do some online transactions. I can design a pretty decent website and I think I already know how to send and receive payments online. My only reservation really is whether people would know that my online bookstore exists. But when I heard about orangesoda.com reviews, I realized that help may be just a click away. I found out that OrangeSoda reviews can provide help on how to make an effective online campaign. And this is just what I would need for my online business, for people to find out about it and hopefully purchase online. I guess I can now really make this business a success with the help of OrangeSoda Reviews. And just maybe, an online bookstore is just what I need to make the dream of building this house come true.

Read More......

I have several Mango trees growing in cans or pots in our house in Quezon City and they now need a permanent home. I am giving them away for free and for pick-up at Robinsons Galleria. All you have to do is email me and schedule a pick up and they are yours!

Unfortunately, as much as I would love to see them grow and bear fruits, their roots will destroy the cemented space inside our compound. And even though we know we dont have space for them, it has become a habit to stick the seeds on our little patch of land and hope that they will grow. And now that they did, they need a new home.

So if you are interested to own fruit bearing trees, just let me know!

Read More......