This could have been my home and I am lucky that this time around, our place was spared. The picture above was taken at a home in San Mateo, Rizal which was very near our place in Montalban. My neighbors were already at the evacuation center at around 2 pm on Wednesday when I was texting them how they were at the height of Typhoon Pedring's fury. I texted them again in the evening but they only replied in the morning of the following day to say that they were already back at their house and that the water thankful didn't reach inside our homes. While I was able to breathe a sigh of relief, I was thinking when will it happen again. I guess you can say that our resolve to move again to our dream home has once again dimmed. Unlike residents in Provident Village whose homes were once again submerged in water, only Ondoy was able to destroy our home so far but the dreadful sense of loss and helplessness remains. I don't know if we will feel safe again in this home whenever there is a typhoon so I don't know what will happen in the future. I don't know.
September 30, 2011
September 26, 2011
Remembering Ondoy
We will never forget the devastation of Typhoon Ondoy two years ago. We were one of the lucky ones who only suffered damage to property because the unlucky ones lost loved ones and not just property.
But the said thing is, after the calamity, we are back to ignoring nature and all the things that have caused us to suffer this much are back again. Our forests are still denuded, our drainage systems are still clogged and a lot more. Hay, I just pray that Ondoy will never happen again because we are not prepared.

September 21, 2011
Pacquiao's House in LA, California

So, check out more photos of this drool-worthy house at PEP at this link.
September 15, 2011
After 6 Years of Paying Amortization

And if you want to find out how to compute your mortgage real estate payments, see this mortgage calculator from Foreclosure Philippines.
September 2, 2011
Would You Like Some Tax Refund with That?
One of the paperwork that I dread yearly is the computation of income tax, especially when I need to pay more than what was already deducted from my salary. While it is easier for employees like me because our tax is computed automatically and deducted from our pay, there are purchases and other expenses that can still minimize the amount of tax we need to pay. However, computing these deductions manually and doing the necessary paperwork is sometimes too tedious you would think its not worth the refund anymore. Good thing that there is tax extension deadline that gives you more time to work on it and see if you can get the biggest tax refund possible. I actually look forward to the month of February because that is the time we are informed whether we qualify for a refund or not. However, since I have not filed any additional dependents nor changed my status, I am stuck to not getting any refund. But since I pay for my kid's education and pay amortization on my house and my second-hand car, I think I should at least get something by way of refund! I am now checking out how to work these things when I saw Turbo Tax Deluxe and I hope I can make my filings in time and with more tax refund to look forward to!
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