A Pag-Ibig member, or those who pay monthly contributions to the fund have the following benefits:
1. Savings
2. Short Term Loan
3. Access to housing loans
Unlike SSS where you are member for life and cannot withdraw your contributions until you turn 60 and opt for pention or lump sum payments a Pag-ibig member can opt to withdraw his contributions under the following conditions:
For those leaving the country permanently, here are the requirements:
1. Filled up provident benefit claims form. Download here.
2.Notarized sworn declaration of intention to permanently depart from the Philippines.
3. Immigrant visa or residence visa or equivalent
4. 2 valid ids with signature and photo of claimant
5. Special power of attorney if member cannot claim personally.
It is preferable that the member file this before leaving the country so that he does not need to have the documents authenticated at the Philippine consulate of the country where he will emigrate.
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1. Savings
2. Short Term Loan
3. Access to housing loans
Unlike SSS where you are member for life and cannot withdraw your contributions until you turn 60 and opt for pention or lump sum payments a Pag-ibig member can opt to withdraw his contributions under the following conditions:
1. A member may withdraw his TAV or savings after 20 years of membership with the Fund and after having made a total of 240 monthly contributions.I am helping my ex-boss process her withdrawal of her Pag Ibig Fund savings because she is permanently leaving the country to reside abroad. But her permanent visa has not been issued yet so we will have to wait it for before we file again. I only learned that after her documents were returned to me.
2. A member may also withdraw his savings under any of the following valid grounds:
a. Retirement
• Early retirement at age 45
• Optional retirement at age 60
• Mandatory retirement at age 65
b. Permanent departure from the country
c. Permanent or total physical disability
d. Insanity
e. Termination from service by reason of health
f. Death of the member
g. Optional withdrawal at 10 or 15 continuous years of membership
• A member who registered under RA7742 may be allowed to withdraw his TAV
after 10 or 15 years of continuous membership.
• A member who registered under RA9679 may be allowed to withdraw his TAV
after 15 years of continuous membership.
h. Other causes as may be provided by the Board of Trustees
For those leaving the country permanently, here are the requirements:
1. Filled up provident benefit claims form. Download here.
2.Notarized sworn declaration of intention to permanently depart from the Philippines.
3. Immigrant visa or residence visa or equivalent
4. 2 valid ids with signature and photo of claimant
5. Special power of attorney if member cannot claim personally.
It is preferable that the member file this before leaving the country so that he does not need to have the documents authenticated at the Philippine consulate of the country where he will emigrate.
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hi, I would like to know how ling it took before your boss was able to get his/her money from pag-ibig, thanks
ReplyDelete@dreep, unfortunately, we are still waiting for her permanent visa because what she has now is only multiple entry visa.
ReplyDeleteDinah, this is a good post. This is exactly my case. i have left Philippines already around 6months ago, and now have a resident visa. I should be qualified to withdraw. Can you suggest the steps? thanks...
ReplyDelete@hanshane, just fill up the form, and submit with the reqts. you should have an SPA to your authorized representative who can process this.
ReplyDeletepwed pa ba i tuloy ang pag ibig membership ko kc matagal na ako d nakaka hulog
ReplyDeletepwed pa ba ituloy ang pag ibig membership ko kht matagal na ako d nakakahulog...
ReplyDeletePaano c-claim ang naihulog sa pag-ibig fund?
ReplyDeletenawalan ako ng trabaho after 14 years at wala akong nakuha kahit singko sa kompanyang pinanggalingan ko. sa ngayon, sobrang hirap ng dinaranas namin. may college ako, isang highschool, 2 elementary, 1 toddler at may bagong baby pa. may hulog ako sa pagibig since 1997. papaano ko ba makukuha ang pera ko doon? yun na lang ang pag-asa ko para kahit paano ay makapagnegosyo na lang ng kahit maliit.
ReplyDeleteano po ba ang kailangan na requirments pra ma refund ang naihulog.
ReplyDeletegemma laresa ang name of member,13yrs na syang nghulog frm 1984-1997 she's now 50 yrs.old
Ilang araw bgo mkuha ung pagibig refund ng papa ko?
ReplyDeleteIlang araw bgo mkuha ni papa ko ung pagibig contributions nya?
ReplyDeleteIlang araw bgo mkuha ng papa ko pagibig refund nya?
ReplyDeleteIlang araw bgo mkuha ng papa ko pagibig refund nya?
ReplyDeleteMakakapag lump sum po ba after 15 years kahit my 2 months lapse?nagstart aq naghulog january 2001, my lapse po aq nung 2003. Please email me.
ReplyDeleteHi Lyn, There is an option to withdraw after 10 or 15 years but I dont know what the requirements are. Please visit Pag-ibig in the morning para mas maikli ang pila :)
ReplyDeleteKahit po ba nakapagloan pa ang mother ko bago sya nawalan ng trabaho ay may mawi-withdraw pa rin sya kahit pa hindi sya umabot ng 10 yrs sa work?
ReplyDeleteHi Vincent, as far as i know, ibabawas naman ung loan mo sa contribution mo eh so better to go visit Pag ibig pa rin to check.
ReplyDeletemay idea ba kayo how much makukuha pag withdrawhin ang savings sa pag-ibig in 10years?
ReplyDeletehai po paano po bah makukuha ang contributin poh kac ung papa q ay natangal sah tabaho nya..2 years and e half ro cyang magtrabaho pro gusto nya makuha ung contribution nya po..
ReplyDeletegud day,nag pa compute po ako ng aking TAV,sa nunmber of contribution this geb 2016 ay may 226 contribution n ho ako, pede n ho b akong mag lump sump?tnx
ReplyDeletemakakauha ko n ho b ang lump sum ko kahit 226 n contribution palang ako?
ReplyDeletemakakauha ko n ho b ang lump sum ko kahit 226 n contribution palang ako?
ReplyDeletewhat are the process if someone is sick, and he wants to withdraw his savings? thank you.
ReplyDeletePwede b ma lum sum khit may remainig loan balance pa mag 20 years n ako sa 2017
ReplyDeletepuedi ko po ba ma withdraw ang aking hulog sa pag-ibig...nagcimula po ang hulog ko 2002-2015 october last year..wala na aqng trabaho...
ReplyDeleteAbove 25 years nko member sa pag ibig pwde ko ba ma lunsum yung 20 yrs ko and yung ntitirang years eh counted pa po ba sakin yun.
ReplyDeletePwde ba mg lumsum kahit ngtatrabaho pa above 25 years nko member,pwde ba lumsum yung 20 years at yung remaining years eh counted pa po ba sakin.
ReplyDeleteAbove 25 years nko member sa pag ibig pwde ko ba ma lunsum yung 20 yrs ko and yung ntitirang years eh counted pa po ba sakin yun.
ReplyDeleteHi,
ReplyDeleteI am now a US Citizen, and I want to withdraw my Pag ibig contribution when I am back on my vacation. Do you know what are the documents I need to present? what are the requirements?I have an outstanding loan worth 14K..do i have to pay everything off first before they will give me all my contribution? your input is highly appreciated.
Paano po mkuha ung sa tatay q n namatay na?
ReplyDeletePaano po mkuha ung sa tatay q n namatay na?
ReplyDeleteHow long is the processing time if one is withdrawing contributions made for 27 years?
ReplyDeletePde po ba akong magpalumpsum 14years na po aq member ng pagibig
ReplyDeleteHey Thanks for sharing this informative blog,it seems very helpful i was looking for same kind of content about Loan Against Property
ReplyDeleteHi, I was offered job abroad with family status. I am planning to stay there for good, eligible ba akong magwidraw sa pay ibig?
ReplyDeletePwde q na poe bng mkha yung contribution q sa pag ibig fund kht 83 months plng? Reynaldo tan jr.
ReplyDeleteCan i widraw my pag ibig contribution even it is only 83 months and how
ReplyDeletepaano po ba ang proseso ng pag withdraw ng pag-ibig fund i was starting deducted when i was working in the company from year 1995 to 2009 and 2010 until now I'm an ofw ...and i want to withdraw with it...but i forgot my identification number coz that time wla pa pong binigay ang company ng pag-ibig identication id or number...
ReplyDeleteat ano po ba ang mga requirements pra ma withdraw ko ang pag-ibig fund contribution ko since 1995 up to the present...pls
ReplyDeleteMagkanu po ang minimum na nkukuha pag nag widraw sa pag ibig kung ang binabawas lng sa akin monthly is p500. 16 years na ko nag cocontribute
ReplyDeleteMarerefund ko b ang nahulog ko for 2yrs kng di nko ngttrabaho dhil s aking karamdaman?
ReplyDeleteMarerefund ko po b ang naihulog ko for 2yrs. Kng wala npo ako trabaho ngayon dhil sa aking mga karamdaman?
ReplyDeleteI retired 2 years ago when i availed of the Rationalization plan of the govt. I am also turning 60 on August of this year. I would like to know the requirements/what papers to prepare as i would like to withdraw my contributions. can you help me?
ReplyDeletei retired 2 yrs ago. I availed of the Rationalization Plan of the govt then and will be turning 60 this coming August. I would like to know what requirements should i prepare so i can withdraw my contributions. i need to have everything with me as i would be processing it in Calamba, Laguna where my office is and i live in Pasig. Thank you.
ReplyDeletePwede po ba ilumpsum na lang ng papa ko ang kanyang pagibig contributions? 54 na po cya
ReplyDeleteHI.AFTER WITHDRAWAL NG TAV, IT FOLLOWS PO NA DI KA NA PWEDENG MAKALOAN SA HDMF? SLAMT PO.
ReplyDelete