February 28, 2012

Should I go abroad so I can build this house?

Truth be told, other than winning the lottery or learning that Henry Sy is my father, the only way that we can build the second floor of our house is if one of us goes abroad to work. My eldest son will be going to college in two years and we need to start saving money. We cant rely on just our salary anymore now that educational expenses are so expensive. If we don't manage our finances now, we will be in over our head. And the first expense that has to be shelved, is the dream of building our second floor. But for me, going abroad defeats the purpose of building a home for my family. Oh well, then all future projects for this house is now on hold. Unless I win the lotto of course. Or suddenly discover that my last name is Sy :)

February 14, 2012

To Rent or Not To Rent Out Our Home

Two of my three kids have been hospitalized because of dengue. We do not have health cards for them because its too costly and so we had way too many expenses just one and a half month into 2012. So, here is the question again: should we rent out our dream house and minimize our monthly expense, or continue holding unto the dream of finally being able to move to this home in the future?

The question of to rent or not to rent out our home has cropped up again and I think this time, I am seriously considering it, unlike when I didn't want to some three years ago. I think, we really should just rent it out should there be some takers and use the money we pay for amortization monthly, elsewhere. I have also been reading some articles on which is wiser, renting pr buying and I am making a study of our own experience. I will make an analysis (I know, why only now) and share it here. But in the meantime, I serious talk with the hubby is in the offing to try and convince him to rent out or home. Ouch, this is going to be emotionally painful.

February 6, 2012

Perfect Bunk beds

I saw this picture on Facebook and I fell in love immediately with the idea of this bunk bed! Its so perfect and space saving and beautiful! I want one for my house! I just wish I can have rooms big enough for this on my dream house :)